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What happens if my health improves after making a claim on my critical illness policy?

Once you have claimed the money is yours to spend how you like. Your policy is finished and the insurance company has no interest on how you live your life or indeed whether your condition improves or is healed.

Hopefully, your payout will enable you to recover in comfort. This may contribute to you becoming healthy enough to either return to work or start employment again, perhaps in a different role. If that happens, that’s absolutely great!

It may be useful to remember that:

  • 35% of men and 46% of women who develop cancer survive at least 5 years
  • 78% of stroke victims survive more than a year.

Recovering in comfort could mean you become healthy enough to either return to work or start employment again, perhaps in a different role.
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